Critical Contrast: Baldwin & Lyons Inc Class A (BWINA) vs. Travelers Companies (NYSE:TRV)

Share on StockTwits

Travelers Companies (NYSE:TRV) and Baldwin & Lyons Inc Class A (NASDAQ:BWINA) are both finance companies, but which is the superior stock? We will contrast the two businesses based on the strength of their institutional ownership, valuation, analyst recommendations, dividends, earnings, risk and profitability.

Earnings & Valuation

This table compares Travelers Companies and Baldwin & Lyons Inc Class A’s top-line revenue, earnings per share and valuation.

Gross Revenue Price/Sales Ratio Net Income Earnings Per Share Price/Earnings Ratio
Travelers Companies $30.28 billion 1.10 $2.52 billion $8.94 14.07
Baldwin & Lyons Inc Class A N/A N/A N/A N/A N/A

Travelers Companies has higher revenue and earnings than Baldwin & Lyons Inc Class A.

Insider & Institutional Ownership

80.0% of Travelers Companies shares are owned by institutional investors. Comparatively, 1.5% of Baldwin & Lyons Inc Class A shares are owned by institutional investors. 0.8% of Travelers Companies shares are owned by company insiders. Comparatively, 28.2% of Baldwin & Lyons Inc Class A shares are owned by company insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a stock is poised for long-term growth.

Dividends

Travelers Companies pays an annual dividend of $3.08 per share and has a dividend yield of 2.4%. Baldwin & Lyons Inc Class A pays an annual dividend of $1.12 per share and has a dividend yield of 4.8%. Travelers Companies pays out 34.5% of its earnings in the form of a dividend. Travelers Companies has increased its dividend for 10 consecutive years and Baldwin & Lyons Inc Class A has increased its dividend for 3 consecutive years.

Analyst Ratings

This is a breakdown of current ratings and recommmendations for Travelers Companies and Baldwin & Lyons Inc Class A, as reported by MarketBeat.

Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Travelers Companies 1 7 3 0 2.18
Baldwin & Lyons Inc Class A 0 0 0 0 N/A

Travelers Companies currently has a consensus target price of $136.91, suggesting a potential upside of 8.84%. Given Travelers Companies’ higher probable upside, equities research analysts plainly believe Travelers Companies is more favorable than Baldwin & Lyons Inc Class A.

Profitability

This table compares Travelers Companies and Baldwin & Lyons Inc Class A’s net margins, return on equity and return on assets.

Net Margins Return on Equity Return on Assets
Travelers Companies 8.32% 10.69% 2.34%
Baldwin & Lyons Inc Class A N/A N/A N/A

Summary

Travelers Companies beats Baldwin & Lyons Inc Class A on 8 of the 11 factors compared between the two stocks.

Travelers Companies Company Profile

The Travelers Companies, Inc., through its subsidiaries, provides a range of commercial and personal property, and casualty insurance products and services to businesses, government units, associations, and individuals in the United states and internationally. The company operates through three segments: Business Insurance, Bond & Specialty Insurance, and Personal Insurance. The Business Insurance segment offers workers' compensation, commercial automobile and property, general liability, commercial multi-peril, employers' liability, public and product liability, professional indemnity, marine, aviation, personal accident, and kidnap and ransom insurance products. This segment operates through select accounts, which serve small businesses; commercial accounts that serve mid-sized businesses; national accounts, which serve large companies; and national property and other that serve large and mid-sized customers, commercial transportation industry, and agricultural businesses, as well as markets and distributes its products through brokers, wholesale agents, program managers, and specialized retail agents. The Bond & Specialty Insurance segment provides surety, fidelity, management and professional liability, and other property and casualty insurance products. The Personal Insurance segment offers property and casualty insurance covering personal risks, primarily automobile and homeowners insurance to individuals. The company distributes its products primarily through independent agencies and brokers. The Travelers Companies, Inc. was founded in 1853 and is based in New York, New York.

Baldwin & Lyons Inc Class A Company Profile

Baldwin & Lyons, Inc., through its subsidiaries, engages in marketing and underwriting property and casualty insurance products. The company offers a range of fleet transportation insurance products, including commercial motor vehicle liability, physical damage, and general liability insurance; workers compensation insurance; medical and indemnity insurance products; non-trucking motor vehicle liability insurance; fidelity and surety bonds; and inland marine products consisting of cargo insurance. It also provides various additional services, such as risk surveys and analyses, safety program design and monitoring, government compliance assistance, loss control, and cost studies; research, development, and consultation in connection with new insurance programs that comprise development of systems to assist customers in monitoring their accident data; and claims handling services to clients with self-insurance programs. It serves trucking and public transportation fleets, as well as independent contractors in the trucking industry. The company primarily operates in the United States, Canada, Bermuda, and Puerto Rico. Baldwin & Lyons, Inc. was founded in 1930 and is headquartered in Carmel, Indiana.

Receive News & Ratings for Travelers Companies Daily - Enter your email address below to receive a concise daily summary of the latest news and analysts' ratings for Travelers Companies and related companies with MarketBeat.com's FREE daily email newsletter.

Leave a Reply